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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. The free-look period provided in a life insurance policy is usually:

A) 10 days
B) 45 days
C) 31 days
D) 60 days

2. Pat owns a small business and is interested in enrolling her son in the Maryland Children's Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?

A) A certified Navigator or authorized Producer for the Individual Exchange
B) The Maryland Insurance Commissioner
C) An Insurance Producer authorized to work in the SHOP Exchange
D) A SHOP Exchange Navigator

3. A health maintenance organization (HMO) must provide coverage for all of the following EXCEPT:

A) Well-baby or well-child care
B) Emergency services
C) Dental and vision care
D) Routine physical examinations

4. Medical expense insurance typically EXCLUDES coverage for treatment of:

A) Undiagnosed diseases
B) Intentionally self-inflicted injuries
C) Chronic back pain
D) Eating disorders

5. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

A) Immunizations
B) Outpatient prescription vitamins
C) Routine physical examinations
D) Hearing tests

Solutions: