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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. Publishing a derogatory article about the financial condition of an insurer that is false and calculated to injure the insurer is an example of:

A) Defamation
B) Intimidation
C) Coercion
D) Extortion

2. If an insurer knowingly fails to enforce a policy provision on one occasion, the insurer may be prevented from enforcing it on a subsequent occasion by the principle of:

A) Adhesion
B) Estoppel
C) Waiver
D) Subrogation

3. Advertisements in general shall be:

A) Approved by the Insurance Commissioner
B) Truthful
C) Clear only by implication
D) Clear only by familiarity with insurance terminology

4. If a life insurer denies a policy of life insurance, the insurer shall disclose the results of any medicalexamination administered to determine insurability to the:

A) Physician that furnished medical information to the insurer
B) Company's underwriter
C) Beneficiary of the policy
D) Physician of the applicant's choice upon the request of the applicant

5. The life insurance buyer's guide includes information about all of the following EXCEPT how to:

A) Compare life insurance policy requirements
B) Decide how much life insurance to buy
C) Take civil action against an insurer
D) Calculate

Solutions: