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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Mindy experienced a foreclosure process that included being named as a defendant in a lawsuit by her lender and seeing her home sold in a foreclosure sale. From that information, what can you guess about the category of foreclosure used and who holds the title to the property?

A) A nonjudicial foreclosure was necessary because Mindy holds the title.
B) A judicial foreclosure was necessary because the lender holds the title.
C) A nonjudicial foreclosure was necessary because a trustee holds the title.
D) A judicial foreclosure was necessary because Mindy holds the title.

2. Rosa is trying to get approved for a loan so she can purchase a new home. What type of value will the lender use to determine whether or not to approve Rosa's loan?

A) appraised value
B) assessed value
C) insurable value
D) market value

3. Ernest is a third-party trustee who is holding a title for the lender of a home loan that is secured by a trust deed. The title gives Ernest limited rights sufficient to carry out the terms of the trust. What kind of title does Ernest hold?

A) skinny title
B) clean title
C) naked title
D) dirty title

4. The EGI of a building is $300,000. The operating costs are $30,000.
What is the NOI of the building?

A) $332,000
B) $264,000
C) $270,000
D) $215,000

5. An area has been rezoned as residential, but a neighborhood store has been legacied in and allowed to continue its business.
This is an example of:

A) conditional-use permit
B) nonconforming use
C) amendment
D) area variance

Solutions: